Latest news and stories about housing market in finance in Portugal for expats and residents.
BPI currently holds 30% of the public guarantees issued under a government program that allows young people up to age 35 to secure 100% financing for their first home. The government authorized 18 credit institutions to participate in this protocol, which officially began in December 2024.
Tiago Vilaça, president of the National Association of Authorised Credit Intermediaries, argues that banks should embrace rather than fear the growing role of credit intermediaries, who now facilitate over 50% of mortgage lending.
Vítor Costa, executive editor of CNN Portugal, anticipates how housing credit is expected to evolve.
The Portuguese central bank is looking to tighten requirements for mortgage loans.
Disagreements over housing policy lead to a direct confrontation between the Portuguese Government and the central bank.
This Friday, the INE will release housing prices and Ibersol will report its fourth-quarter 2025 results. The informal meeting of EU heads of state, chaired by European Council President António Costa, also concludes. The end of the debt issuance also marks the day.
At a time when the Government has decided to inject an additional 750 million euros into the public guarantee for young people to purchase homes with 100% financing, raising the total envelope to 2.3 billion euros, the Governor of the Bank of Portugal, Álvaro Santos Pereira, has issued a warning: after years of reducing debt, households...
Imagine a diabetic. You don't need to imagine much, just take a peek at the Sunday lunch table. The diabetic knows they cannot eat everything. They can eat a bit of bread. They can also, very sparingly, take a look at dessert. They cannot, under any circumstances, bury their face in the Abade de Priscos pudding as if...
The interest rate on mortgage contracts saw its first increase since January 2024, reaching 3.088% in March, reflecting a rise of 0.9 basis points (b.p.) compared to February, according to data released this Tuesday by the National Statistics Institute (INE). This development marks a reversal of the downward trend recorded at the beginning of the year.
Thinking of building a house? Prepare to pay more than you did a year ago. The 4.7% rise in new housing construction costs recorded in February is mainly explained by the increase in labour costs. This represents an acceleration of almost one percentage point compared to January. For those who have already looked...
Prime Minister Luís Montenegro announced this Friday the approval, in the Council of Ministers, of a set of 'structural and strategic instruments for transformation and reform' focused on housing, with the goal of increasing supply and facilitating market access. Among the main measures is the so-called 'fiscal package', which provides for a...
The Euribor rate rose again today at three, six, and 12 months compared to Monday, reaching highs in the two longer terms not seen since January 2025 and September 2024, respectively.
The executive director of CM and CMTV says that we can do without some things, but the “home is a refuge” and the installments must be paid.
The scenario between luxury and precariousness develops social tension, driving local economic dynamics while putting pressure on the housing market and intensifying social inequality. Chronicle by Filipa Saraiva
Home News Rents rise in major Portuguese cities Rents rise in major Portuguese cities While rents have declined slightly nationwide, 11 major cities experienced rent increases over the past year.
Housing rents in Portugal dropped by 1.9% in January, reinforcing a downward trend across the quarter.
Home News Portuguese has the most dynamic luxury real estate Portuguese has the most dynamic luxury real estate Luxury Outlook 2026 reveals that Portugal's luxury property market is in the spotlight across Europe.
Home Property Portugal and real estate in 2026 Portugal and real estate in 2026 When looking at the set of international reports on European real estate in 2026, it is impossible not to cross this reading with the Portuguese reality.
In 2026, the European Commission will present a legislative proposal on short-term rentals, in which it will define areas with real estate pressure to limit this type of accommodation – The post EU to define real estate pressure areas to limit short-term rents appeared first on Portugal Resident.
Virgílio Lima aims to increase engagement in the coming years, with clients of banks and insurance companies becoming members, and vice versa. The entry of partners into the bank and insurance companies is not on the agenda for now.
