Latest news and stories about housing market in Portugal for expats and residents.
BPI currently holds 30% of the public guarantees issued under a government program that allows young people up to age 35 to secure 100% financing for their first home. The government authorized 18 credit institutions to participate in this protocol, which officially began in December 2024.
Tiago Vilaça, president of the National Association of Authorised Credit Intermediaries, argues that banks should embrace rather than fear the growing role of credit intermediaries, who now facilitate over 50% of mortgage lending.
The Intermunicipal Community (CIM) of the Leiria region conveyed to the president of the Central Regional Coordination and Development Commission (CCDR) today its ambition to secure an additional 50 million euros for affordable housing.
The Portuguese central bank is looking to tighten requirements for mortgage loans.
Disagreements over housing policy lead to a direct confrontation between the Portuguese Government and the central bank.
This Friday, the INE will release housing prices and Ibersol will report its fourth-quarter 2025 results. The informal meeting of EU heads of state, chaired by European Council President António Costa, also concludes. The end of the debt issuance also marks the day.
At a time when the Government has decided to inject an additional 750 million euros into the public guarantee for young people to purchase homes with 100% financing, raising the total envelope to 2.3 billion euros, the Governor of the Bank of Portugal, Álvaro Santos Pereira, has issued a warning: after years of reducing debt, households...
Imagine a diabetic. You don't need to imagine much, just take a peek at the Sunday lunch table. The diabetic knows they cannot eat everything. They can eat a bit of bread. They can also, very sparingly, take a look at dessert. They cannot, under any circumstances, bury their face in the Abade de Priscos pudding as if...
The interest rate on mortgage contracts saw its first increase since January 2024, reaching 3.088% in March, reflecting a rise of 0.9 basis points (b.p.) compared to February, according to data released this Tuesday by the National Statistics Institute (INE). This development marks a reversal of the downward trend recorded at the beginning of the year.
The space on Rua de Santa Catarina was housing an undetermined number of people. Since January, 125 people have already been removed from similar accommodations.
Thinking of building a house? Prepare to pay more than you did a year ago. The 4.7% rise in new housing construction costs recorded in February is mainly explained by the increase in labour costs. This represents an acceleration of almost one percentage point compared to January. For those who have already looked...
Prime Minister Luís Montenegro announced this Friday the approval, in the Council of Ministers, of a set of 'structural and strategic instruments for transformation and reform' focused on housing, with the goal of increasing supply and facilitating market access. Among the main measures is the so-called 'fiscal package', which provides for a...
The Euribor rate rose again today at three, six, and 12 months compared to Monday, reaching highs in the two longer terms not seen since January 2025 and September 2024, respectively.
The executive director of CM and CMTV says that we can do without some things, but the “home is a refuge” and the installments must be paid.
A man tells CMTV how he was scammed after paying a deposit to a supposed landlord for a two-bedroom apartment for 600 euros. The 'Quero Justiça' programme also spoke with lawyer Sarmento Pais, who explained that this case is a qualified fraud.
This article examines the evolution of Portugal's residential real estate market over the first 25 years of the 21st century, focusing on short-term determinants of housing transaction values from 2000 to 2025. Key findings include: - Dominant Role of Macroeconomics: GDP growth is the primary driver of housing market activity, with effects lasting several quarters. - Financial Conditions Matter: Housing credit conditions and household financial stress significantly influence transaction values, while short-term interest rates and confidence indicators have limited independent effects. - Limited Impact of Immigration: Immigration flows do not show a significant short-term effect once macroeconomic and financial factors are accounted for. - Market Resilience and Challenges: Despite crises like the 2008 financial crash and COVID-19, the market demonstrated resilience, with recent years showing strong price appreciation driven by demand, supply shortages, and international investment. - Structural Trends: The market has become increasingly sensitive to global macroeconomic factors, with rising construction costs and regional disparities influencing prices and supply. The study emphasizes the importance of coordinated housing and macroprudential policies to manage cyclical risks and promote sustainable, affordable housing development. It highlights that Portugal's housing market remains dynamic, internationalized, and resilient but faces ongoing affordability and regional inequality challenges.
The scenario between luxury and precariousness develops social tension, driving local economic dynamics while putting pressure on the housing market and intensifying social inequality. Chronicle by Filipa Saraiva
Home News Rents adjust as regional differences persist Rents adjust as regional differences persist Over the past 12 months, rental prices in Portugal have risen in four of the seven regions analyzed, fallen in two, and remained relatively stable in the Lisbon Metropolitan Area (-0. 3%).
Home News Rents rise in major Portuguese cities Rents rise in major Portuguese cities While rents have declined slightly nationwide, 11 major cities experienced rent increases over the past year.
Housing rents in Portugal dropped by 1.9% in January, reinforcing a downward trend across the quarter.
Home News Portuguese has the most dynamic luxury real estate Portuguese has the most dynamic luxury real estate Luxury Outlook 2026 reveals that Portugal's luxury property market is in the spotlight across Europe.
Home Property Portugal and real estate in 2026 Portugal and real estate in 2026 When looking at the set of international reports on European real estate in 2026, it is impossible not to cross this reading with the Portuguese reality.
In 2026, the European Commission will present a legislative proposal on short-term rentals, in which it will define areas with real estate pressure to limit this type of accommodation – The post EU to define real estate pressure areas to limit short-term rents appeared first on Portugal Resident.
Virgílio Lima aims to increase engagement in the coming years, with clients of banks and insurance companies becoming members, and vice versa. The entry of partners into the bank and insurance companies is not on the agenda for now.
