Families put €13m daily into savings certificates
Correio da Manhã reports households have increased purchases of savings certificates, putting roughly €13 million extra per day into Certificados de Aforro (savings certificates) at the start of the year. The trend suggests households are favouring state-backed savings instruments amid economic uncertainty; savers should check product terms and tax rules. Those considering these instruments may want to compare yields and maturity options before investing.
Savings certificates (Certificados de Aforro) are state-backed retail bonds sold to households through banks and post offices, with interest set by a government formula that can change over time. In early 2026 Portuguese families were buying about €13 million per day of these certificates, so savers should compare the current rate and withdrawal rules with other options before investing.
