Latest news and stories about public guarantee in Portugal for expats and residents.
BPI currently holds 30% of the public guarantees issued under a government program that allows young people up to age 35 to secure 100% financing for their first home. The government authorized 18 credit institutions to participate in this protocol, which officially began in December 2024.
Public guarantee for mortgage loans for young people up to 35 years old (inclusive) applies to contracts signed until the end of 2026.
Around 24% of new credit operations for permanent primary residences had financing above 90%, driven by the public guarantee, at a level equivalent to that before the entry into force of macroprudential measures, the Bank of Portugal announced today.
The Government announced two publicly guaranteed financing lines to help companies after the passage of Depression Kristin. They consist of a €1 billion line for investment and another €500 million for cash flow. Both are credit lines and not non‑repayable grants. Meanwhile, the minister ...
A year ago, when the Government created the public guarantee to make it easier for young people to buy a home, it was unclear whether the measure would work. The figures that the Bank of Portugal published this Friday turn scepticism into an unavoidable reality: in just 12 months, the State has become the financial backer of four out of every ...
Bankinter reports it has utilised approximately 30% of the public guarantee allocated for housing and intends to utilise the full quota, aiming to reach 100%.
The public guarantee for mortgage loans to young people up to and including 35 applies to contracts signed up to the end of 2026 and allows the State, as guarantor, to cover up to 15% of the transaction value.
A discussion of housing for young people, the role of public/state-backed guarantees and calls for prudence in implementing support measures.
Portuguese companies recorded, in the last months of 2025, deposit amounts exceeding loans, reaching record levels in November. In the North, the appointment of the president of the local CCDR is provoking debate between the PS and PSD. BCP is also preparing to ask the Government for an increase in the quota allocated to it under ...
Banks granted nearly 23,000 loans backed by the public guarantee over 11 months. There was only one case, involving a customer of the largest banks, in which it was necessary to invoke the guarantee and request money from the State.
The Finance Minister said on Wednesday that around 70,000 young people benefited from the IMT and Stamp Duty exemption when buying a home, while the public guarantee covered 23,000 young people. In a hearing before the Budget, Finance and Public Administration Committee, Joaquim Miranda Sarmento stressed that the Government is 'betting on ...'
The finance minister said today that around 70,000 young people benefited from exemptions from IMT and stamp duty when buying a home, while the public guarantee covered 23,000 young people.
Home News 70,000 benefited from IMT exemption 70,000 benefited from IMT exemption The Minister of Finance said today that around 70,000 young people benefited from the IMT and Stamp Duty exemption when buying a home, while the public guarantee covered 23,000 young people.
October was the strongest month ever for public guarantees in housing credit, according to data published this Friday by the Bank of Portugal. The 'key mechanism' for home purchases by young people reached new highs, covering 50% of all amounts lent by banks to those aged up to 35.
