Act quickly after storm to file insurance claims
ECO's insurance-law experts warn that after natural events such as the recent storm (named Kristin in some reports) the deadline for reporting damage to insurers is the most important procedural step to secure compensation. Lawyers advise documenting damage with photos, retaining receipts, and notifying your insurer promptly so the claim is recorded within the legal reporting period. Missing the reporting deadline can jeopardise cover even if the damage is otherwise eligible. Those with storm damage should contact their insurer now and keep a clear record of all communications.
Update: Lawyers named urging prompt insurance claims after Kristin
ECO identifies lawyers Leonor Futscher de Deus and Cátia Lopes Major, who reiterate that immediate reporting, photos, and receipts are essential after depression Kristin to protect the right to compensation. They emphasise that timely notification is the first procedural step insurers look for when adjudicating claims.
A Depressão Kristin (a named low-pressure system or storm) is another storm affecting Portugal around early February 2026, associated with heavy rainfall and strong winds. It can disrupt tourism and transport—especially around holiday periods—so those with travel plans should monitor official forecasts and local advisories.
An insurance claim is a formal request to your insurer to pay for loss or damage covered by your policy. After storm damage, report the loss to your insurer as soon as possible, take dated photos, keep receipts for emergency repairs, and follow the insurer's instructions for documentation and inspection so you don't miss any policy deadlines.
