Latest news and stories about insurance in Portugal for expats and residents.
Portuguese national Ana Teresa Moutinho leads the Oversight department at the European Insurance and Occupational Pensions Authority (EIOPA) in Frankfurt. Speaking from the super-regulator's building, locally known as 'Das Gerippte' for its resemblance to a cider bottle, she gave an interview to ECO/ECOSeguros in which she called for urgency.
The brokerage firm Sabseg has formalised the renewal of its collaboration agreement with the Workers' Commission of the Braga Local Health Unit (CTULSB), providing preferential access to insurance for all professionals represented by the commission. This agreement covers various health professionals in the district, continuing an established institutional relationship.
The number of drivers circulating without motor insurance reached a new high in 2025, with 48,688 infractions recorded – 23% more than the previous year, according to data reported by Jornal de Notícias. The president of the ASF, Gabriel Bernardino, warned in an interview with Antena1 and Jornal de Negócios that the number of claims...
Ana Duarte of F. Rego suggests that establishing a catastrophe fund is essential to address the current challenges in the agricultural insurance market.
Recent severe weather events have triggered a 20% to 35% surge in demand for new insurance policies, as both individuals and businesses seek enhanced coverage and better risk management.
A well-protected company is prepared to compete for new contracts and grow. A poorly protected company lives in a state of permanent vulnerability.
The insurance regulator warns of the risk of older citizens taking out insurance policies for their children or grandchildren.
The Insurance and Pension Funds Supervisory Authority warns that a false declaration can cause serious problems in the event of an accident.
It is common for insurance to be more expensive for drivers under 25 with a recent driving licence.
The cover of the business section of the Expresso newspaper.
In an interview with Expresso, Pedro Carvalho, CEO of Generali Tranquilidade, states that the insurer wants to continue growing and that it could have distributed dividends this year, but is unlikely to do so. Profits exceeded the €100 million mark, which he calls a historic result.
Premiums have nearly tripled in five years, and the solvency ratio has risen to 186%. Banco CTT and Liberty are contributing to the business.
Patients diagnosed with cancer, diabetes, hepatitis C, or HIV will now have the same access to credit and insurance contracts, following amendments approved in committee this Thursday.
Detecting document fraud with AI, activating and deactivating insurance based on actual usage, and measuring the carbon footprint of supply chains at scale. These are some of the bets on insurtechs by Fidelidade for the eighth edition of Protechting, the programme promoted by the Fidelidade group, which has already selected the 20 startups to invest in this year, after...
Hiscox Portugal has made its Holiday Homes insurance available on its MyHiscox digital platform, enabling brokers to quote and issue the product directly online. The measure aims to simplify broker access to a specialized solution for protecting second homes in Portugal. The product was developed specifically for properties.
The insurer Generali announced this Thursday a 14.3% increase in its 2025 net results, recording a 16.2% growth in earnings per share (EPS). Portugal contributed 163 million euros to the insurer's result. Shares rose 2% following the release of this information, reflecting the company's market value...
The Italian insurer Generali reported a net profit of 4.172 billion euros in 2025, a 12% increase compared to the previous year, the company announced on Thursday, the 12th. Consolidated operating results reached a record 8 billion, up 9.7% from 7.3 billion the previous year, with strong performance across all sectors. In 2025, gross premiums reached 98.124 billion, a 3.6% growth, driven by a significant 7.6% increase in the 'Non-Life' segment. According to the information provided, the capital position remains 'extremely solid,' with a solvency ratio of 219% compared to 210% in the previous year, supported by strong normalized capital generation. Additionally, a dividend payment of 1.64 euros per share was proposed, an increase of 14.7%, and a 500 million euro share buyback was announced for the upcoming general shareholders' meeting. Group CEO Philippe Donnet explained that 'the record results achieved in 2025 successfully conclude the first year of the strategic plan and confirm the continuous creation of value for all stakeholders.' Generali is making a 'very long-term bet on the Iberian Peninsula, particularly in Portugal.'
PRESS REVIEW | Number of infractions skyrockets
The President of the Republic, Marcelo Rebelo de Sousa, has enacted the legislation regulating Law no. 75/2021 of 18 November, which clarifies the legal framework for the so-called right to be forgotten regarding access to credit and insurance contracts. The approval of this legislation is particularly significant as it addresses a regulatory gap that has existed since...
New and emerging risks are taking shape, and old, familiar ones are metamorphosing into new unknowns that insurance risk analysts must face. In an interview with ECOseguros, actuary Vanda Antunes, member of the Executive Committee and Chief Risk Officer of the Ageas Portugal Group, explains how she thinks about this new world of uncertainty. She also discusses...
IBM Portugal will implement an internal Agentic AI bot agent at UNA Seguros, designed using IBM watsonx Orchestrate SaaS on the IBM Cloud. This initiative aims to accelerate daily tasks for insurance agents and brokers by providing faster, more accurate responses and simplifying access to internal documentation and processes.
Lovys, an insurtech company founded in Portugal, has expanded its operations to France and Spain since its inception in 2017. Co-founded by João Cardoso de Jesus, Lovys markets itself as a 'neo-insurer' and aims to attract customers through innovative insurance solutions.
Fosun Group's investment in the Portuguese insurer Fidelidade, acquired in 2014 for one billion euros, is projected to be valued at 4.9 billion euros, highlighting the significant financial success of Chinese businesses in Portugal.
Allianz Portugal said it has disbursed roughly 10% of the claims registered after the recent depressions that caused several deaths. The insurer aims to complete about 80% of damage assessments within 15 days of a claim being reported, reflecting broader industry efforts to speed up payouts amid high demand. The update underscores operational pressure on insurers, the risk of a remaining backlog and the role of prompt claims handling in supporting recovery and public safety.
