Cancer: deadlines now set for insurers to disregard the disease when calculating premiums
The decree-law includes a reference grid for various oncological conditions, defining 'right to be forgotten' periods ranging from two to five years.

Latest news and stories about insurance in Portugal for expats and residents.
The decree-law includes a reference grid for various oncological conditions, defining 'right to be forgotten' periods ranging from two to five years.

PRESS REVIEW | The majority of the Portuguese population remains covered by this type of protection

The Portuguese Association of Insurers (APS) has strengthened its training offer and will begin a new training cycle dedicated to motor insurance, which will consist of seven courses. The first course in this cycle is 'Evolution of motor accident rates in Portugal', taking place on March 26th, from 9:30 am to 12:30 pm, at...

The insurer Mudum has just changed its technological provider to Cleva in order to overcome “clear limitations regarding flexibility, team proximity, and the ability to respond to new business challenges,” commented Mara Ferreira, Chief Operational Officer of the Crédit Agricole Assurances insurer in Portugal. With a technological legacy...

The Fidelidade group recorded a consolidated result of €201 million in 2025, which incorporates its stake in Luz Saúde and the other regions where the insurer is present. In its insurance business in Portugal, Fidelidade made a profit of €144 million.

The Fidelidade group, present in 14 countries, reached 201 million euros in net results globally, a 16% growth compared to 2024, with a positive contribution from the Portuguese operation, which multiplied its individual net result by 12 to 144 million euros. The main data extracted from the Report and Accounts are: ...

CA Seguros underwent an external audit conducted by the Portuguese Certification Association (APCER). This audit evaluated the insurer's Quality (ISO 9001) and Business Continuity (ISO 22301) management systems. In a statement, CA Seguros shared that the audit was successfully concluded, with no non-conformities identified.

Fidelidade will present a net profit of 143.9 million euros for the 2025 financial year at the upcoming general meeting of shareholders on March 31, according to the notice now published. This result compares to the 12 million recorded last year for the Portuguese operation.

The Autónoma Academy, the postgraduate school of the Autonomous University of Lisbon, has created a Specialisation Course in Life Insurance for the first time. Starting on 26 April 2026 and lasting for three months, it will take place on Wednesdays between 18:30 and 21:45. The objective of this course is to provide knowledge about...

Analysis by Nova SBE researchers indicates that 'health insurance coverage is the main factor for using a family doctor outside the National Health Service (SNS)'. Nearly 70% of patients who sought consultations outside the public network have a doctor assigned at their local health centre.
Artificial Intelligence (AI) is increasingly present in high-risk sectors: autonomous vehicles, drones, automated medical diagnostics, and smart home devices. When an AI system causes an accident, the compensation process becomes more complex than in traditional claims. The main obstacle lies in proving the causal link, given the opacity...

A practical guide covers some of the most frequent decisions, such as taking out insurance. The initiative aims to provide the most vulnerable with the tools to deal with pressure and scams.

Portuguese national Ana Teresa Moutinho leads the Oversight department at the European Insurance and Occupational Pensions Authority (EIOPA) in Frankfurt. Speaking from the super-regulator's building, locally known as 'Das Gerippte' for its resemblance to a cider bottle, she gave an interview to ECO/ECOSeguros in which she called for urgency.

The brokerage firm Sabseg has formalised the renewal of its collaboration agreement with the Workers' Commission of the Braga Local Health Unit (CTULSB), providing preferential access to insurance for all professionals represented by the commission. This agreement covers various health professionals in the district, continuing an established institutional relationship.

The number of drivers circulating without motor insurance reached a new high in 2025, with 48,688 infractions recorded – 23% more than the previous year, according to data reported by Jornal de Notícias. The president of the ASF, Gabriel Bernardino, warned in an interview with Antena1 and Jornal de Negócios that the number of claims...

Ana Duarte of F. Rego suggests that establishing a catastrophe fund is essential to address the current challenges in the agricultural insurance market.

Recent severe weather events have triggered a 20% to 35% surge in demand for new insurance policies, as both individuals and businesses seek enhanced coverage and better risk management.

A well-protected company is prepared to compete for new contracts and grow. A poorly protected company lives in a state of permanent vulnerability.

The insurance regulator warns of the risk of older citizens taking out insurance policies for their children or grandchildren.

The Insurance and Pension Funds Supervisory Authority warns that a false declaration can cause serious problems in the event of an accident.

It is common for insurance to be more expensive for drivers under 25 with a recent driving licence.

Lovys, an insurtech company founded in Portugal, has expanded its operations to France and Spain since its inception in 2017. Co-founded by João Cardoso de Jesus, Lovys markets itself as a 'neo-insurer' and aims to attract customers through innovative insurance solutions.

Fosun Group's investment in the Portuguese insurer Fidelidade, acquired in 2014 for one billion euros, is projected to be valued at 4.9 billion euros, highlighting the significant financial success of Chinese businesses in Portugal.

Allianz Portugal said it has disbursed roughly 10% of the claims registered after the recent depressions that caused several deaths. The insurer aims to complete about 80% of damage assessments within 15 days of a claim being reported, reflecting broader industry efforts to speed up payouts amid high demand. The update underscores operational pressure on insurers, the risk of a remaining backlog and the role of prompt claims handling in supporting recovery and public safety.
