Health insurance news in Portugal

Reforming the NHS: between equity and the need for choice

Fewer people are relying solely on the SNS and more are opting for private care

Health insurance becoming increasingly important in recruitment

Four out of ten employees consider the offer and coverage of health insurance to be a deciding factor in accepting a job offer.

Health insurance increasingly influences the choice of employer in Portugal

Four out of ten workers in Portugal state that the health insurance provided by their company was a deciding factor in choosing their current employer, a percentage that has risen from the 27% recorded two years ago, according to the 5th WTW Health Insurance Barometer. The benefits package appears as the fourth most relevant factor in the job search...

D7 & Digital Nomad Visa Health Insurance Requirements in Portugal (2026)

Mútua Portuguesa de Saúde insurance company launches first multimedia campaign

Mútua Portuguesa de Saúde will launch its first multimedia advertising campaign on October 2nd. Under the slogan “The health of your employees is our mutual concern”, the mutual insurance company created in 2024 aims to accelerate growth in the corporate segment and strengthen brand awareness among managers, brokers, and others.

Multicare integrates optional oral health coverage into insurance policies

Multicare, the health insurance arm of the Fidelidade Group, has started offering optional oral health coverage across most of its standard health insurance plans for both private and corporate clients. The solution provides access to various clinical procedures at no additional cost, as well as discounted rates for treatments within the Multicare Dental Network.

Secondary Health Insurance and the Impact on the NHS

An analysis of how private supplementary health insurance affects the Portuguese National Health Service.

EY6 Aug

Victoria chooses AdvanceCare as the new manager of its healthcare provider network

Victoria announced that, starting January 1, 2027, AdvanceCare will be in charge of managing the provider network for its health insurance policies, replacing the current partner, Future Healthcare. The change, communicated this Tuesday, is part of the insurer's strategy to strengthen its health division with an improved experience.

"Flexibility". Insurance confederation wants health plans in Brazil to be more like those in Portugal

Health plans with more “flexible” rules, tailored to the client's profile and at a lower cost. For the National Confederation of Insurers (CNSeg), this model should be adopted in Brazil, but “the proposal unfortunately has not advanced much,” says the entity's CEO, Dyogo Oliveira, in an interview on the Radar DN Brasil videocast. For the representative of the companies, adopting a model similar to Portugal's would allow users to pay less for a health plan. “Health insurance in Brazil is relatively more expensive than here in Portugal. However, it is because it has much broader coverage. In Portugal, you usually have a limit on the insured amount. When you sign up, you say 'I want 100,000 euros per year'. In Brazil, there is no limit. Whatever you spend that year, it is all covered by the health plan,” he explains. According to Dyogo Oliveira, a more flexible model in Brazil would be positive for customers. “It would be much more correct to have a health plan adapted to the person's needs. With flexibility, including the ability to choose. This has been our sector's proposal, to develop a supplementary health system in Brazil that is more flexible. Today we are stuck, tied to a standardized product; all plans are the same. And it ends up becoming elitist because it becomes very expensive. The more rigidity you include, the more coverage you include in an insurance product, the more expensive it will become.”

dnbrasil.dn.pt2 Jul

Major French brokerage enters Portugal and Spain directly

MSH, a company specialising in international health insurance and social protection solutions under Diot-Siaci, the largest French insurance brokerage group, has announced the opening of its first offices on the Iberian Peninsula, with operations in Lisbon and Madrid, as part of its expansion strategy in Southern Europe, reports the News Assurance website.

Security beyond borders: why travellers in Portugal are opting for international medical cover in 2026

Health insurance saved the NHS nearly 2 billion euros

Secondary health coverage – stemming from insurance, health plans, and other similar mechanisms – contributed to an estimated annual saving of 1.945 billion euros for the National Health Service (SNS) in 2023, reveals a study conducted by EY-Parthenon, a strategy consultancy firm of EY (Ernst & Young), at the request of...

Multicare launches monitoring program for chronic patients

Multicare, the health insurance arm of the Fidelidade Group, has announced the launch of the Chronic Disease Management Program, an initiative that combines telemedicine with home medical assistance to monitor patients with heart failure, hypertension, type 2 diabetes, and chronic obstructive pulmonary disease (COPD). In an initial phase, the program is available only to adult clients.

Asisa launches new website in Portugal to support the simplification of insurance quotes

Asisa, a Spanish insurer specialising in health and present in Portugal since 2015, has a new website that aims to facilitate access to information. The new site has been restructured to simplify the process of generating quotes and requesting contact, as well as to make it easier to access information about the insurer's various products.

Having health insurance is the main factor for using a family doctor outside the NHS

An analysis, prepared by researchers Carolina Santos and Pedro Pita Barros, points to the fact that the majority of users who turn to the private sector also have a family doctor in the NHS.

Costs borne by the employer for the health of its employees

In a context of a high tax burden on labour income, employers are increasingly concerned with finding solutions that allow them to raise employees' net remuneration without a corresponding increase in taxation. This has driven the search for alternative compensation mechanisms, often associated with social benefits, insurance, plans ...

Generali Tranquilidade chosen as Best Insurer by DecoProteste

Based on a study carried out by DecoProteste, insurer Generali Tranquilidade has won the title of Best Insurer in Portugal for the second year running. This distinction is awarded to the company that best combines policy quality, competitive pricing and customer satisfaction. In this year’s edition, the focus turned to the insurance sector ...

Fewer and fewer people are relying solely on the NHS, with more opting for private healthcare

More than half of people resort to self-medication and most do not tell their doctor

"Health has become a clear priority in the lives of the Portuguese, especially after the pandemic," says the leader of Saúde Prime

Although a roughly 10% rise in health insurance premiums is forecast for 2026, according to Aon's “2026 Global Medical Trend Rates Report”, the reality is that Portugal's health insurance market continues to grow. According to the latest data from the Insurance Observatory of ...

Bupa enters the SME market with new health insurance

Bupa Portugal has just launched its first insurance product, 'Bupa Mais Saúde PME', marking the company's entry into the small and medium-sized enterprises segment. After entering Portugal earlier this year with individual health insurance and recently opening its first clinic in the country, this launch...