Banks eye tokenization of financial assets in 2026
Industry coverage says 2024 brought legitimisation and 2025 saw experimentation with digital assets, while 2026 may be the year banks and big financial institutions move to strategic consolidation of asset tokenization. The debate is now about how quickly to integrate, scale and monetise tokenised assets and which institutions will offer related services. Clients and private investors should ask banks about any new digital‑asset products and be ready for new service offerings and risk disclosures.
Tokenization of assets is the process of creating digital tokens on a blockchain that represent ownership or rights in real-world assets such as property, art, or financial instruments. For expats, tokenization can mean easier fractional ownership and faster cross-border transfers, but it also raises legal and regulatory issues as rules evolve across the EU during 2024–2026.
