Latest news and stories about storm damage in property in Portugal for expats and residents.
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Home News Investigating overpriced roof tiles after storms in Portugal Investigating overpriced roof tiles after storms in Portugal The ASAE (Food and Economic Security Authority) has opened two criminal proceedings for the sale of roof tiles above the advertised price in the municipalities of Ba
On the night the depression Kristin passed through Marinha Grande, Martim woke to the sound of the wind and began filming, thinking it might be “a comical situation” to share on social media — until he realised the winds, which reached speeds of 204 km/h, had completely taken the roof off the house where he lived.
Storm Kristin caused damage mainly in the centre of the country and has so far resulted in at least five fatalities. From Wednesday to Sunday evening, Generali Tranquilidade registered more than 3,000 claims notifications, “which represents an increase of about ten times compared with normal levels”, they told ECOseguros. ...
Multi-risk home insurance policies usually cover storms and natural phenomena, but you must check all the clauses carefully. For motor vehicles, compulsory third-party liability insurance does not cover this type of damage.
The president of the Portuguese Insurers Association (APS) confirmed on Sunday that, regarding the effects of Storm Kristin, companies 'aim to complete 80% of damage assessments for reported claims within 15 days of their notification', reinforcing the promise made by the prime minister after the extraordinary Council of Ministers to decide the ...
The Pombal municipal council has, to date, rehoused 30 people who sought help following the passage of depression Kristin, in a municipality where almost all homes suffered damage, the council's vice-president told the Lusa news agency.
Storm Kristin, which has already caused five deaths and left a trail of devastation in the centre of the country, has triggered a spike in claims that is testing the insurance sector's response capacity, with insurers trying to cope with the exceptional volume of claims notifications. Overall, insurers operate with teams ...
If Storm Kristin has damaged your home, car or other possessions, act quickly and methodically to activate your insurance cover. First secure people and property, photograph and timestamp all damage, and make temporary repairs where necessary to prevent further loss. Notify your insurer as soon as possible, check your policy for cover, excesses and time limits, and keep a written record of every contact and expense. For vehicles follow insurer guidance about repairers and avoid admitting liability; for homes document building and contents separately and retain receipts for emergency repairs. Common mistakes to avoid include delayed reporting, inadequate evidence, disposing of damaged items, using unapproved contractors without consent, and agreeing on settlements without written confirmation—knowing your consumer rights and the insurer complaints process will help if disputes arise.
Castro Almeida believes that “the State can step in subsidiarily, as a complement to insurance”.
Along the coast in Leiria, the scene is also described as being like a “war”, say the owners of homes that were damaged by the passage of Storm Kristin.
The damage caused by storm Kristin is still far from being fully assessed and may increase. What should you do about a roof that has been blown off? And what changes with the declaration of a state of calamity?
Insurers must pay compensation for customers with policies that cover storm damage even in areas where a State of Calamity has been declared, according to the Civil Protection Framework Law. Article 61 of the law considers 'null and void, producing no effects, the clauses inserted in insurance contracts aiming to ...'
Rui Silva, spokesperson for the Association of Insurance Agents and Brokers, explains that the first step should be 'gather evidence, take photographs' and then 'get in touch with the insurance company'.
Portugal continues to be affected by the low-pressure system Kristin.
The Portuguese Association of Insurers (APS) is gathering information from companies in the sector to establish the impact of Storm Kristin with regard to damages covered by insurance, a spokesperson for the organisation told Lusa.
The Portuguese Insurers' Association (APS) is collecting information from companies in the sector to ascertain data on the impact of Storm Kristin “with regard to damage covered by insurance”, an official source from the entity told Lusa. The same APS source, the association that represents more than 99% of the national insurance market, indicated that "the ...
Now that the storm has passed, it's time to tally up the losses.
Only around 25% of Portugal’s properties and infrastructure are insured against natural disasters, a weakness exposed by a recent week of severe storms. Material damages are still being assessed while major multi-risk insurers — notably Fidelidade, Generali Tranquilidade and Ageas — are accelerating claims handling on the ground. The low insurance penetration highlights underinsurance and significant fiscal and economic exposure, creating both reputational and commercial opportunities for insurers to expand coverage. Analysts say the event underscores the need for faster claims processes, clearer public–private risk-sharing mechanisms, targeted incentives to raise uptake, and investments in resilience and risk mapping as climate-driven extreme weather becomes more frequent.
The president of Peniche's municipal council, Filipe Sales, says wind was the biggest problem during the passage of Depression Kristin. He reports damage to homes, industries and farms.
Portugal is taking stock this Wednesday of the damage caused by Storm Kristin. The weather phenomenon crossed the country with strong gusts of wind, even causing the deaths of four people — three in Leiria and one in Vila Franca de Xira — and leaving a trail of destruction in its wake. Uprooted trees, damaged vehicles and ...
The Ageas Portugal group, through the brands Ageas Seguros, Seguro Directo and Ocidental, recorded 170 incidents up to 14:00 on Wednesday following storms Ingrid and Joseph and the most recent depression Kistrin that is battering mainland Portugal. Ageas reported that the storm caused hundreds of incidents across the country, ...
Insurers tallied a total of €31 million in damage caused by Storm Cláudia, which hit Portugal in November, according to data released by the Portuguese Insurers Association (APS).
Insurers determined an aggregate amount of €31 million in damage caused by Depression Cláudia, according to a survey carried out by the Portuguese Insurers Association (APS) among its members. Between 12 and 16 November 2025, 9,772 claims covered by insurance policies were reported in mainland Portugal and Madeira. Of the total ...
