Property: Interest rates news in Portugal

Euribor sees biggest jump in three years, increasing home loan repayments in April

Conflict in Iran worsens interest rates and a rise in monthly payments in April is now inevitable

Mortgage payment rises for the most commonly used term

Interest rate hike "worsens the already significant difficulties families face in accessing a home to live in"

The spokesperson for the Porta a Porta movement, André Escoval, analyses the impact of rising interest rates on the income of Portuguese families.

"It is not to be expected" that the interest rate hike will have "very visible impacts" on the real estate market

Ricardo Guimarães, director of Confidencial Imobiliário, explains how the interest rate hike announced by the European Central Bank affects the real estate market.

Six-month Euribor rate rises to new high since January 2025

The three-month Euribor fell today while the six-month rate rose, reaching its highest level since January 2025, following the European Central Bank's decision to raise key interest rates on Thursday.

Six-month Euribor rises to new high since January 2025

The Euribor fell this Friday for the three-month term and rose for the six-month term, reaching a high since January 2025 for the latter, following the European Central Bank's interest rate hike on Thursday. With today's changes, the three-month rate, which fell to 2.380%, remained below the six-month rate (2.639%).

Housing credit: Six-month Euribor rises to its highest level since January 2025

The reference rate most used in home loans has risen again following the interest rate hike decided by the ECB

BPI President: “There will clearly be families who will be excluded from housing credit”

The Bank of Portugal has announced changes to credit access rules, in a context where the stock of home loans continues to rise, housing prices remain high, and the ECB has announced an interest rate hike – the first in nearly three years. In this episode, we understand what changes for families, banks, and the real estate sector, with João Pedro Oliveira e Costa. Listen to the podcast here.

Home loan repayments to continue rising

ECB raises key interest rates by 0.25%. The 6-month repayment rate may increase by 35 euros.

PS concerned about rising housing costs

The ECB decides on an interest rate hike this Thursday and Carneiro asks the Government to 'stop, listen and look' at proposals, given that housing loan repayments have been rising for eight months.

3-month Euribor rises to March 2025 highs ahead of first ECB interest rate hike in three years

Euribor rates, the benchmark for home loans in Portugal, rose this Thursday across all maturities, with the three-month index reaching its highest level since March 2025, on the day the European Central Bank is expected to announce an interest rate hike following a cycle of cuts. The six-month Euribor rate...

ECB raises interest rates again today. And it likely won't stop here

No one seems to doubt that ECB President Christine Lagarde will announce an interest rate hike. The big uncertainty is what will happen by the end of the year, but at least one more increase seems inevitable. Regardless of what happens, home loan repayments will suffer.

Interest rates will rise but it will not be a repeat of 2022-2023

Analysis suggests that while interest rates are set to increase, the scale and impact will differ from the previous cycle observed between 2022 and 2023.

Mortgage repayments rise for the eighth consecutive month. Interest rates reach their highest level since July 2025

The monthly repayment, the average amount paid to the bank for home loans, rose in April for the eighth month in a row. This increase is partly justified by the rise in interest rates, which have reached their highest level since July of last year and have been on an upward trajectory for nine consecutive months. In April, the average rate for new loans approached 2.9%, driving up the monthly repayment, which averages 428 euros. Even so, some are paying much more than that. However, the average interest rate in Portugal is the fourth lowest in the eurozone, surpassed only by Malta, Bulgaria, and Spain. Home loans are also cheaper in Portugal than in most European countries, but salaries in our country are also generally lower.

Euribor rises at 3, 6 and 12 months, reaching a high since April 2025 for the shortest term

The market anticipated this maintenance of key interest rates, but expects an increase at the next ECB monetary policy meeting, which will be held on the 10th and 11th in Frankfurt, Germany.

Implicit interest rate on housing loans falls to 3.077% in April

The implicit interest rate for all housing loan contracts fell to 3.077% in April, down from 3.088% in March and 3.663% in April 2024, the INE announced today in a statement.

Implicit interest rate on housing loans falls to 3.077% in April

The implicit interest rate for all housing loan contracts fell to 3.077% in April, down from 3.088% in March and 3.663% in April 2024, the INE announced today in a statement.

Housing interest rates fell in April, except for the most recent contracts

For contracts signed in the last three months, the interest rate actually rose to 2.833%. The average outstanding capital for the most recent contracts reached 177,000 euros.

Euribor rate rises for three and 12 months and falls for six months

Data from the Bank of Portugal for March indicate that the six-month Euribor accounted for 39.41% of the stock of loans for permanent primary residences with variable rates.

Six-month Euribor rate rises to highest level since January 2025

Data from the Bank of Portugal (BdP) for March indicate that the six-month Euribor accounted for 39.41% of the stock of variable-rate loans for permanent primary residences.

'Shark' interest rates

There is a large discrepancy between treasury bond interest rates and savings certificate rates.

Euribor slows down in two terms after recent highs

The most used rate for housing loans in Portugal remained unchanged at 2.548%

Loans hit record high, despite Portugal having some of the highest interest rates in the Eurozone

New data shows that lending has reached record levels in Portugal, even though the country maintains some of the most expensive interest rates among Eurozone members.

BPI profit falls 2% in the first quarter, with inflation and housing dominating the management team's concerns

A slowdown in activity in Portugal and a reduction in the net interest margin penalised BPI's results in the first three months of the year, in a context of volatile interest rates

Most people who took out loans in recent years are protected against these interest rate hikes

Sofia Cordeiro, a specialist in mortgage credit mediation, analyses the impacts of the new rise in home loan repayments on family budgets.