Latest news and stories about mortgage rates in Portugal for expats and residents.
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Financial reporting shows the three‑month Euribor remained at 2.016%, while the six‑ and 12‑month rates rose to about 2.146% and 2.251% respectively, widening the curve between short and longer terms. The moves reflect daily money‑market shifts and will influence variable‑rate mortgage costs and short-term borrowing pricing. Mortgage holders should note modest upward pressure on medium/longer reset periods and check how their lender calculates variable payments.
Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.

The Euribor rate fell on Tuesday at three months and rose at six and 12 months compared with Monday. With these changes, the three-month rate remained below the six- and 12-month rates. The six-month Euribor rate, which in January 2024 became the most ...

The monthly average of the Euribor in December rose by 0.006 percentage points to 2.048% at three months and by 0.008 percentage points to 2.139% at six months. At 12 months, the monthly average of the Euribor increased by 0.050 percentage points to 2.267%.

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The average interest rate fell to 2.82 per cent in November, but the volume of new loans declined.

Home Business Portugal with lower interest rates than Eurozone average Portugal with lower interest rates than Eurozone average European Central Bank Data show that the average of the interest rates for buying a house stayed on 3,30%, in November, however Portugal showed different results.

The three-month rate, which rose to 2.034%, remained below the six-month (2.104%) and 12-month (2.255%) rates.

The Euribor rate rose on Monday for three- and 12-month terms and fell for the six-month term compared with Friday. With these changes, the three-month rate, which increased to 2.034%, remained below the six-month (2.104%) and 12-month (2.255%) rates. The six-month Euribor rate, which in January ...

The Euribor rates, which form the basis for calculating the monthly mortgage instalment, fell this Tuesday for the three-, six- and 12-month terms. The three-month rate dropped to 2.016%, compared with Monday's 2.019%, and remained below the six-month (2.123%) and 12-month (2.250%) rates. The Euribor rate ...

The Euribor rate rose on Monday for the three- and six-month terms and fell at 12 months. The three-month rate increased to 2.019%, above Wednesday's 2.018%, and remained below the six-month (2.124%) and 12-month (2.258%) rates. The six-month Euribor rate, the most widely used in Portugal for loans ...

Euribor rates, which are used as a basis for calculating monthly mortgage payments, have decreased for three and six months but have risen for the 12-month period to a new high since April 4. The six-month Euribor rate fell to 2.168%, down 0.002 points from Friday.

The Euribor rate, the benchmark for mortgage credit, fell on Wednesday for three and six months but rose for twelve months, reaching its highest value for the longer term since April. The three-month rate decreased to 2.082%, down from 2.088% on Tuesday, and remained below the six-month rates.

The Euribor rates, which are used to calculate the monthly mortgage payment, decreased this Wednesday for three and six months, but increased for the 12-month term, reaching a new high since early April. The three-month Euribor dropped to 2.029%, down 0.014 points from Tuesday.

For the first time in a year, loan repayments increase for those with the most common rates. Payments for three and six-month terms are rising.
