Euribor rate falls at three months and rises at six and 12 months

Monday, 19 January 2026RSS
Euribor rate falls at three months and rises at six and 12 months

The Euribor rate fell this Monday at the three‑month tenor and rose at the six‑ and 12‑month tenors compared with Friday. With these changes, the three‑month rate, which dropped to 2.029%, remained below the six‑month (2.155%) and 12‑month (2.259%) rates. The six‑month Euribor rate, which in January ...

Context & Explainers

Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.

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