The Lisboeta

Euribor rate rises at three and six months and falls at 12 months

Monday, 12 January 2026RSS
Euribor rate rises at three and six months and falls at 12 months

The monthly average of the Euribor in December rose by 0.006 percentage points to 2.048% at three months and by 0.008 percentage points to 2.139% at six months. At 12 months, the monthly average of the Euribor increased by 0.050 percentage points to 2.267%.

AI Summary AvailableEuribor moves: short-term rates rise, 12-month softensRead the synthesized summary with context and explainers
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Context & Explainers

Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.