The monthly average of the Euribor in December rose by 0.006 percentage points to 2.048% at three months and by 0.008 percentage points to 2.139% at six months. At 12 months, the monthly average of the Euribor increased by 0.050 percentage points to 2.267%.
Euribor rate rises at three and six months and falls at 12 months
Monday, 12 January 2026RSS
Context & Explainers
Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.
