ECO's insurance-law experts warn that after natural events such as the recent storm (named Kristin in some reports) the deadline for reporting damage to insurers is the most important procedural step to secure compensation. Lawyers advise documenting damage with photos, retaining receipts, and notifying your insurer promptly so the claim is recorded within the legal reporting period. Missing the reporting deadline can jeopardise cover even if the damage is otherwise eligible. Those with storm damage should contact their insurer now and keep a clear record of all communications.

Update: Lawyers named urging prompt insurance claims after Kristin

ECO identifies lawyers Leonor Futscher de Deus and Cátia Lopes Major, who reiterate that immediate reporting, photos, and receipts are essential after depression Kristin to protect the right to compensation. They emphasise that timely notification is the first procedural step insurers look for when adjudicating claims.

The Portuguese Insurance Association (APS) said more than 100,000 claims have been filed after the recent bad weather, with about half reported in the last week. APS added that roughly 75% of cases have already seen initial assessment, advance payments or partial/total settlements, while others await documentation. Policyholders seeking payouts should contact their insurer promptly and check what documentation is needed for fast processing.

Update: APS says half of claims filed in recent week

Dinheiro Vivo and Observador report APS data showing just over 100,000 claims were filed (with about 50% lodged in the most recent week) and that roughly 75% of cases have received some assessment, advance payment or settlement; outstanding files are mainly waiting for paperwork.