Latest news and stories about housing loans in Portugal for expats and residents.
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Loans to be reviewed in March and linked to the three and 12-month Euribor have seen another decrease in repayments. However, with the six-month rate, repayments rise slightly.
The Portuguese have once again strongly turned to bank financing to buy homes in 2025, a move not seen in two decades. According to data released this Thursday by the Bank of Portugal, housing loans grew by 10.2% last year, the largest annual rise since 2005. According to the regulator, ...
The average interest rate fell to 2.82 per cent in November, but the volume of new loans declined.
The average interest rate for new housing credit operations decreased again in October, marking the ninth consecutive month of decline to 2.85%. This variation was influenced solely by the drop in renegotiated contracts, according to the Bank of Portugal (BdP).