Slight variation in Euribor keeps housing loan repayments under control

Friday, 27 February 2026RSS
Slight variation in Euribor keeps housing loan repayments under control

Loans to be reviewed in March and linked to the three and 12-month Euribor have seen another decrease in repayments. However, with the six-month rate, repayments rise slightly.

Context & Explainers

Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.

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