Financial literacy: a pillar of economic, family and social well-being
Financial literacy is based on a very simple premise: the higher an individual's level of financial education, the more informed and effective their decisions tend to be throughout life. This relationship between knowledge and the quality of choices ceased long ago to be merely intuitive and is now widely recognised by organisations ...
Government aims to strengthen savings and financial literacy among the Portuguese
Portugal is going through “a moment of deserved and much-needed stability” that allows the Government to plan “a better future for the Portuguese,” said Minister of State and Finance Joaquim Miranda Sarmento on Monday during the conference of the Supervisory Authority for Insurance and Pension Funds (ASF) in Lisbon. According to the minister, after ...
Where, when, why and how to invest?
It is not possible to determine exactly when each person encounters the question: “What should I do with this amount? How should I generate returns from it?” Financial literacy has become essential today, and refers to the ability to understand financial concepts and principles, translating into the aptitude to make informed decisions ...
Refund of tuition fees remains uncertain. Listen to the 'Ao trabalho!' podcast
The latest episode of the weekly podcast 'Ao trabalho!' examines lingering uncertainty over tuition fee refunds and the implications for pay awards that recognise qualifications. Finance Minister Joaquim Miranda Sarmento’s response on the pay-award question is discussed alongside fast-moving items on labour policy, employment law and the state budget, with analysis of what these developments mean for workers and expats. The short, under-five-minute episode aims to distil key takeaways and policy consequences for those following workplace rights and public spending.
Tuition refunds in doubt. Government to review salary award
Finance Minister Joaquim Miranda Sarmento said on Wednesday that the Government will review the salary award for recognising qualifications. A measure that, in practice, amounts to the refund of tuition fees to young people who remain working in the country. Applications must be submitted by May each year, but in 2025 the ...
Time, the investor's greatest ally
Time is the investor’s most powerful and underappreciated ally: by favouring patience and discipline it smooths short-term errors, magnifies successful decisions through compounding and reduces the need for frequent market timing. Adopting a long-term horizon, appropriate risk management and consistent investing habits lets individuals — including expats with cross-border financial challenges — harness tempo and time to improve outcomes. The article explains why time beats timing, how compounding and volatility smoothing work, and practical steps for long-term personal and expatriate investing strategies.
Portugal: 7 out of 10 young people lack financial independence
The cost of housing is cited as the biggest challenge. A survey by the CNJ involving around 3,000 young people aged 15 to 30 gathers perceptions on employment, health, education, quality of life, and technology.
Controversy at the presentation of the new social action system for Higher Education
The presentation of the new social action system for Higher Education has sparked controversy.
PS says Fernando Alexandre is not up to the job
The Socialists demand that the minister correct the comments he made about higher education students. Additionally, Portugal has the most inflated housing prices in the entire European Union.
Poorest students to receive additional annual support of 1,045 euros throughout their higher education
The poorest students entering higher education will receive, in addition to their scholarship, an extra support of 1,045 euros per year for the duration of their course, the Minister of Education revealed today.
Poorest students will receive an additional annual support of 1,045 euros throughout their higher education course
This is one of the changes to the proposal presented earlier this month to rectors, presidents of polytechnics, and students.
Government: maximum grant for students on the brink of poverty
The proposal for the new social action system in higher education also stipulates that “support adjusted to the cost of living in the municipality” where students study should be guaranteed.
Government proposes maximum grant for higher education students below the poverty line
Higher education students from families with incomes below the poverty line will receive the maximum school grant, according to the government's proposal for social action reform presented to partners today.
Government proposes maximum grant for higher education students below the poverty line
The executive presented a proposal for social action reform.
Poorest students to receive an "extra grant" of 1045 euros in their first year of higher education
Students classified as Tier A in secondary education will automatically receive an extra grant in their first year of higher education. Those living below the poverty line will now receive the maximum grant adjusted to the actual cost of studying.
Higher Education Grants to be Indexed to Cost of Living by Municipality
The government presented a proposal on Wednesday for a new method of calculating higher education grants. Among the measures is support adjusted to the cost of living in the municipality where students study. "The real cost of living will now be estimated for each municipality with higher education offerings, including expenses with tuition fees, ...
Freezing tuition fees is a "terrible decision" and a "setback"
The Minister of Education believes that the decision will make higher education institutions dependent on the government, “lacking autonomy and capacity for innovation”: this is a “historical setback.”
Education Minister considers freezing tuition fees a "terrible decision" and a "historical setback"
The Education Minister has expressed that the decision to freeze tuition fees is detrimental and represents a regression in educational policy.
Freezing tuition fees is a "terrible decision" and a "historical setback", says minister
The Minister of Education, Science and Innovation, Fernando Alexandre, stated on Friday that the rejection of the unfreezing of tuition fees is “a terrible decision for Portuguese higher education” and signifies “a historical setback”. He made these comments to journalists in Braga during the closing session of the 20th anniversary of the International Iberian Nanotechnology Laboratory (INL).
Do you really know how to manage your money?
Financial literacy is a long journey, but it will allow families to lay the foundations for saving and starting to earn money from that savings.
OE2026: Over 160 amendments, from tolls to tuition fees, with PS leading the opposition
The 2026 State Budget sees more than 160 proposed amendments, addressing issues ranging from toll charges to university tuition fees, with the Socialist Party (PS) taking a prominent role in opposing the measures.
