Euribor rate rises at three and six months and falls at 12 months

Monday, 12 January 2026RSS
Euribor rate rises at three and six months and falls at 12 months

The Euribor rate rose this Monday, 12 January, for three- and six-month terms and fell for the 12-month term compared with Friday. With the changes, the three-month rate, which rose to 2.020%, remained below the six-month (2.130%) and 12-month (2.249%) rates. The six-month Euribor rate, which moved to ...

Context & Explainers

Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.

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