Development bank explores housing guarantees for middle class

Saturday, 20 June 2026AI summary
Development bank explores housing guarantees for middle class
Photo: Dinheiro Vivo

The Portuguese Development Bank (Banco Português de Fomento or BPF) is studying the implementation of public guarantees to assist middle-income families in accessing home ownership. BPF president Gonçalo Regalado indicated that the bank aims to mobilize 1.5 billion euros this year to support housing supply and credit accessibility.

Context & Explainers

The Development Bank in Portugal refers to the state-backed development institution, Banco Português de Fomento (Portuguese Development Bank), which provides financing tools, guarantees and co-investment for strategic public-interest projects. In the housing context it can issue guarantees and support loans for construction or refurbishment of affordable homes and for housing cooperatives, so budgeted sums from the bank directly affect affordable housing schemes.