Housing: Government strengthens public guarantee for young people's loans at CGD and Banco CTT

Wednesday, 7 January 2026RSS
Housing: Government strengthens public guarantee for young people's loans at CGD and Banco CTT

The government has increased the public guarantee backing housing loans for young people offered by Caixa Geral de Depósitos (CGD) and Banco CTT to improve access to home financing for younger borrowers.

Context & Explainers

Local accommodation (alojamento local) means short-term tourist rentals—private apartments, houses or rooms rented for days or weeks—that must be registered and licensed with municipal authorities. Municipalities can suspend or cancel licences (Lisbon cancelled about 6,700 licences in early 2026), so travellers and hosts should check a listing's registration and local rules before booking or offering stays.

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