The Lisboeta

Euribor rate rises for three- and 12-month terms and falls for six-month term

Monday, 5 January 2026RSS
Euribor rate rises for three- and 12-month terms and falls for six-month term

The Euribor rate rose on Monday for three- and 12-month terms and fell for the six-month term compared with Friday. With these changes, the three-month rate, which increased to 2.034%, remained below the six-month (2.104%) and 12-month (2.255%) rates. The six-month Euribor rate, which in January ...

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Context & Explainers

Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.