Financial reporting shows the three‑month Euribor remained at 2.016%, while the six‑ and 12‑month rates rose to about 2.146% and 2.251% respectively, widening the curve between short and longer terms. The moves reflect daily money‑market shifts and will influence variable‑rate mortgage costs and short-term borrowing pricing. Mortgage holders should note modest upward pressure on medium/longer reset periods and check how their lender calculates variable payments.
Three‑month Euribor steady; six/12‑month rates rise
Wednesday, 14 January 2026AI summary
Context & Explainers
Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.
