Latest news and stories about household savings in Portugal for expats and residents.
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Most of the money is in term deposits, but they still have €86 billion in current (on-demand) accounts.
The total deposits of individual customers at banks operating in Portugal amounted to €201bn at the end of 2025, a record high according to data released today by the Bank of Portugal.
Household bank deposits surpassed the €200 billion mark for the first time at the end of 2025, according to the latest statistical note published this Thursday by the Bank of Portugal. “At the end of 2025, the stock of deposits by private customers in resident banks totalled €201 billion, ...”
The household saving rate slowed to 15.1% in the euro area and the investment rate remained unchanged at 9.0% in the third quarter of 2025 compared with the same period a year earlier, Eurostat reports today.
The Portuguese economy financed the rest of the world by 2.5% of gross domestic product (GDP) over the 12 months to September, with households recording a net lending capacity of 4.2% of GDP, according to Bank of Portugal data.