Latest news and stories about first time buyers in Portugal for expats and residents.
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Young people, even those with low incomes, are receiving multiple mortgage loan offers. Banks guarantee 'rigour', but debt-to-income ratios are approaching 50% – with today's Euribor rates.
The State guarantee allowing young people aged 18 to 35 to buy a home without having to provide a deposit peaked in October 2025. In November, 52.8% of the total amount allocated by the State for this support scheme had been used.
