Latest news and stories about financial planning in Portugal for expats and residents.
A Portugal Resident guide notes that how you structure assets while resident in Portugal can change your tax position, who inherits them and the taxes your estate pays. The article recommends reviewing account ownership, beneficiary designations and where funds are held, because small changes can shift tax treatment. Residents with significant portfolios should get tailored advice from a Portuguese tax adviser.
The transition to retirement requires financial planning, but also personal preparation.
The insurance regulator warns of the risk of older citizens taking out insurance policies for their children or grandchildren.
New and emerging risks are taking shape, and old, familiar ones are metamorphosing into new unknowns that insurance risk analysts must face. In an interview with ECOseguros, actuary Vanda Antunes, member of the Executive Committee and Chief Risk Officer of the Ageas Portugal Group, explains how she thinks about this new world of uncertainty. She also discusses...
The level of risk we may be exposed to in investments changes over time and should be reviewed annually.
Retirement Savings Plans (PPR) were established 36 years ago as a central part of the retirement savings strategy in Portugal and quickly gained the trust of the Portuguese people. Today, they are still widely sold by banks and insurance companies as the 'star' product to ensure a retirement supplement, with aggressive advertising campaigns launched at the end of each...
At a time when subscriptions and top-ups for PPRs are at their peak, we continue to highlight the most common mistakes with these products.
The retirement age will be set at 66 years and 11 months in 2027, according to calculations made by ECO based on average life expectancy data published this Thursday by the National Institute of Statistics (INE). This represents an increase of two months compared to the normal retirement age.
