Government aims to strengthen savings and financial literacy among the Portuguese
Portugal is going through “a moment of deserved and much-needed stability” that allows the Government to plan “a better future for the Portuguese,” said Minister of State and Finance Joaquim Miranda Sarmento on Monday during the conference of the Supervisory Authority for Insurance and Pension Funds (ASF) in Lisbon. According to the minister, after ...
Where, when, why and how to invest?
It is not possible to determine exactly when each person encounters the question: “What should I do with this amount? How should I generate returns from it?” Financial literacy has become essential today, and refers to the ability to understand financial concepts and principles, translating into the aptitude to make informed decisions ...
The social pressure to 'have' is a strong ally of credit institutions against families
The ease of access to credit for 'pure consumption', without any 'prior checks', leaves families more vulnerable and likely to fall into the so‑called revolving credit spiral, warns Maria Emília Teixeira. In an interview with ECO, the professor of banking law at the Universidade Portucalense, an expert in financial literacy and consumer protection, ...
From autonomous taxation to SAF-T, what changes for companies in 2026
The State Budget for 2026 (OE2026) was approved on Thursday in a final global vote, with changes made during the special phase. Among the proposals included in the original document, those introduced by parties through the approval of amendments and those discussed independently in parliamentary work, as the Government wanted to leave out...
10 Myths About Retirement Savings Plans (II) - Investing
Retirement Savings Plans have specific rules related to tax benefits. This raises many questions that we continue to clarify today.
Do you really know how to manage your money?
Financial literacy is a long journey, but it will allow families to lay the foundations for saving and starting to earn money from that savings.
Five heads, 15 sentences: what should the Government do to encourage savings in Portugal?
Simplifying taxation and creating incentives are the main measures suggested by five experts interviewed by Expresso. We asked each for three ideas to help the country save more. Revitalising pension savings plans, reducing taxes, or investing in financial literacy are some of the proposals.
