Latest news and stories about bank lending in Portugal for expats and residents.
Tensions related to the trade war have contributed to a 'more risk‑averse stance' among Portuguese banks, resulting in a 'slight increase in the restrictiveness of credit supply', the Banco de Portugal survey of the financial sector published this Tuesday reveals. 'Both in Portugal and in the euro area, banks consider ...'
Euro-area banks surprised by a tightening of credit conditions for businesses in the fourth quarter of 2025, interrupting the gradual easing trend that had characterised previous quarters. The latest European credit market survey by the European Central Bank, published this Tuesday, shows that 7% of ...
The total amount of loans granted by banks to households (stock) stood at €144.8 billion in 2025, up 9% compared with the end of 2024, according to data published today by the Bank of Portugal.
Spanish bank Bankinter posted record profits and is expected to surpass them this year. In Portugal, lending to households jumped 11%, has used up one-third of the State guarantee for young people, but the bank says it may request more.
Bankinter reports it has utilised approximately 30% of the public guarantee allocated for housing and intends to utilise the full quota, aiming to reach 100%.
October was the strongest month ever for public guarantees in housing credit, according to data published this Friday by the Bank of Portugal. The 'key mechanism' for home purchases by young people reached new highs, covering 50% of all amounts lent by banks to those aged up to 35.
