The Lisboeta

Mortgage rates fall across all terms

Tuesday, 30 December 2025RSS
Mortgage rates fall across all terms

The Euribor rates, which form the basis for calculating the monthly mortgage instalment, fell this Tuesday for the three-, six- and 12-month terms. The three-month rate dropped to 2.016%, compared with Monday's 2.019%, and remained below the six-month (2.123%) and 12-month (2.250%) rates. The Euribor rate ...

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Context & Explainers

Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.