The Lisboeta

Treasury increases discount on subsidised home-purchase loan

Tuesday, 23 December 2025RSS
Treasury increases discount on subsidised home-purchase loan

The State has decided to raise the interest-rate discount on subsidised home-purchase loans for people with disabilities by 0.06 percentage points. The reference rate for the first half of 2026 rose from 2.563% to 2.623%, reflecting the path of the six-month Euribor rate, according to a notice signed ...

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Context & Explainers

Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.