The article reports that the Euribor interest rates for 3, 6, and 12 months have increased, reaching their highest levels since January 2025. Specifically, the 6-month Euribor rose to 2.295%, a 0.117 percentage point increase from the previous day, and is now the most used rate in Portugal for variable-rate mortgage loans. The 12-month Euribor also increased to 2.552%, marking a new maximum since January 2025. The 3-month rate rose to 2.138%. These rate hikes reflect ongoing monetary policy adjustments by the European Central Bank (ECB), which maintained its key interest rates in its latest meeting. The rise in Euribor rates impacts Portuguese mortgage borrowers with variable-rate loans, as these rates are based on interbank lending rates among eurozone banks.
Euribor sobe a três, seis e 12 meses e no prazo mais longo para máximo desde janeiro de 2025
Tuesday, 10 March 2026RSS
Context & Explainers
Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.
