Euribor rates, which are used as a basis for calculating monthly mortgage payments, have decreased for three and six months but have risen for the 12-month period to a new high since April 4. The six-month Euribor rate fell to 2.168%, down 0.002 points from Friday.
Euribor rises to a 12-month high since April
Monday, 15 December 2025RSS
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Context & Explainers
Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.
