The Lisboeta

Is it worthwhile to keep an emergency fund in a high‑risk retirement savings plan (PPR)? Pedro Andersson disagrees

Wednesday, 14 January 2026RSS
Is it worthwhile to keep an emergency fund in a high‑risk retirement savings plan (PPR)? Pedro Andersson disagrees

Keeping your emergency fund in a high-risk PPR is not a good option for some people, and Pedro Andersson explains why in this episode.

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Context & Explainers

Optimize Investment Partners is a Portugal-based asset management firm with more than 17 years of experience and multiple national and international awards, offering investment funds and advisory services. It has launched a US presence to help American clients access investment routes tied to Portuguese residency schemes like the Golden Visa, which may be relevant for US investors seeking residency or property in Portugal.