The Lisboeta

Interest rates on home loans decrease across all terms

Wednesday, 17 December 2025RSS
Interest rates on home loans decrease across all terms

The Euribor rate fell this Wednesday for three, six, and twelve months compared to Tuesday. With these changes, the three-month rate, which dropped to 2.049%, remained below the six-month (2.144%) and twelve-month (2.291%) rates. The six-month Euribor rate, which will change in January 2024...

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Context & Explainers

Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.