Simulations are based on a scenario with financing of 150,000 euros over 30 years and a spread of 1%.
House payments rise in March for 6-month Euribor contracts and fall for 3 and 12 months

Context & Explainers
Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.
Deco Proteste is a Portuguese consumer-protection organisation that offers advice, product testing, dispute mediation and information on billing, insurance and consumer rights. Today it set up a telephone helpline to help people affected by severe weather with payment moratoria, insurance claims, housing damage and billing adjustments; services are mainly in Portuguese and some help may be reserved for members, so callers should have policy numbers, photos and receipts ready.









