The Euribor rate, the main reference for variable-rate home loans in Portugal, shows a mixed trend. The rates for three and six months have decreased, while the 12-month Euribor has risen, reaching a new high since April 4.
Euribor falls at three and six months but rises at 12 months to a new high
Monday, 15 December 2025RSS
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Context & Explainers
Euribor (Euro Interbank Offered Rate) is the benchmark interest rate at which European banks lend to one another and is widely used as the reference for variable‑rate mortgages in Portugal. Changes affect monthly payments directly: the recent figures reported were 2.034% (3‑month), 2.104% (6‑month) and 2.255% (12‑month), so a rising Euribor typically increases costs for borrowers with tracker or variable loans.
